I cannot imagine a single Russian bank that would send back three hundred bucks to me because the bank no longer needs an additional guarantee of my solvency. I had given it to the bank in January as a security deposit. Of course, it’s my money, and I would have eventually taken it back, but why would the bank keep it not at my request, but on their own initiative? Only customer loyalty can answer that.
Hi, I'm Rauf Aliev. 