CreditKarma presented me with a report on which leaks and hacks my data had been exposed. Just a typical service, there are many like it. Out of the list of 8 services, one was Russian (QIP, leak from 2011, 33M accounts). And guess which service was the only one on the list where passwords were stored in plain text, not as salted hashes? No matter how excellent our programmers in Russia might be, many projects are hastily put together and carelessly executed.

