October 06 2021, 09:34

there is something unfair about this. T-Mobile sent me a letter stating that my data, such as my immutable SSN, might be in the hands of malefactors because T-Mobile dropped the ball on something. There’s a 99% chance that nothing will happen, but there’s still that 1% risk of identity theft – when malefactors try to take out credit in your name (it never actually causes real problems, as it’s easy to prove you didn’t borrow anything, but it’s still unpleasant). The only effective protection against this is to enable a Lock on requests to credit bureaus. We have three providers: TransUnion, Equifax, Experian. I haven’t checked the others, but just for TransUnion, it costs almost $25 a month (not just for the block, but the block itself isn’t sold separately). Maybe someone local knows something.

I don’t understand why others mess up, and I have to pay